ONLINE PRIVACY POLICY
While we do have a long privacy policy intended to protect you, our user, here are the highlights:
We will never release your information to any outside third party. Any offer that might come from one of our carefully screened partners will come from us, and only if you have given us permission.
If we do opt to receive timely advice from us, it will be advice. Sometimes there will be a message from a partner, but there will always be advice or tips to help you with the daunting task of finding and financing a college education.
If you ever find a link or partner message on our website objectionable, contact us immediately. We will correct it. You can email James@collegetreasure.com.
...now without further ado, (drumroll please) the CollegeTreasure.com privacy policy
CollegeTreasure is strongly committed to protecting your privacy and
providing a safe online experience for all our users. This Privacy
Policy applies to information collected online through our Web site,
which includes all of the online data collection and usage by CollegeTreasure. Please read the complete CollegeTreasure Online Privacy Policy
below and contact us if you have any questions.
What We Do with Collected Information
Controlling Your Personal Information
Security of Your Personal Information
Children's Privacy
Changes in Corporate Structure
Visitors Outside the United States
Changes to Our Privacy Policy
Contact Information
COLLECTION AND TRACKING OF PERSONAL
INFORMATION
So that we can provide you with the most efficient and enhanced
service, we request information about you. We collect personally
identifiable information such as names, email addresses and demographic
information such as age, gender and zip code. We also may collect
your IP address, browser type, domain name, access times and referring
Web site address. This information is collected both during registration
on a site or in response to specific requests, for example when
signing up for a newsletter, entering a sweepstakes or contest or
answering a survey.
Sometimes we will give you the opportunity to opt in to offers
from third parties not affiliated with us. If you decide to accept
these offers, we will provide, with your consent, your information
to the third party. However, you should note that this Privacy Policy
does not apply to information users consent to give to third parties
not affiliated with us. Any information users give to another party
is governed by the rules of that party's privacy policy, which may
differ from this Privacy Policy. CollegeTreasure is not responsible
for information given to other parties. Please review their privacy
policies prior to providing any information to third parties.
We use third-party advertising companies to serve ads when you visit our website. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you. If you would like more information about this practice and to know your choices about not having this information used by these companies, click here.
WHAT WE DO WITH COLLECTED INFORMATION
We use personal information so that we may display custom, personalized
content to our visitors and send newsletters, emails, features,
promotional material, surveys and other updates to our users. A
user may, at any time, opt out of receiving such information. We
also use collected information to evaluate and administer our service,
respond to any problems that may arise and to gauge user trends
to determine what part of our services are most popular with users.
We may extend offers to users on behalf of our partners about a
particular product or service that may be of interest to you, but
we will never give out your name or personal information at any
time without your permission. As result, although CollegeTreasure
may receive a fee from our partners for this service, we send all
the offers so that your personal information is never shared with
any outside third party.
We may, at times, produce reports for advertisers containing aggregate
information about our users such as demographic, age and online
usage information. This allows us to work more closely with advertisers
to provide content and offers that are most relevant to our users.
We will never include any personal information of our users in these
reports.
We allow users of our Web site to send articles or links by email
to other parties who may be interested in them. We do not retain
any email addresses (unless you are a member who already has voluntarily
provided your email address) of either the sender or recipient of
such articles or links after they are sent.
We reserve the right to use or disclose any information without
notice or consent as needed to satisfy any law, regulation or legal
request; to conduct investigations of consumer complaints or possible
breaches of law; to protect the integrity of our site and our property;
to protect the safety of our visitors or others; to fulfill your
requests; or to cooperate in any legal investigation.
You should be aware that if you voluntarily disclose information
online (whether through CollegeTreasure's services or any other service
available online), personal or otherwise, that information can be
collected and used by others. For example, if you use chat, forums,
bulletin boards, your e-mail or if you post personal information
online, you may receive unsolicited messages from others. CollegeTreasure has no control over this use of your personal information.
SECURITY OF YOUR PERSONAL INFORMATION
CollegeTreasure employees are made aware of its privacy practices
through periodic communications and training. We limit access to
private and confidential data only to those employees with a specific
need to retrieve this information and we store data on multiple
service systems, in controlled, secure environments. To maintain
our level of security, we conduct both internal reviews and external
audits of our security measures and procedures on a regular basis.
CHILDREN'S PRIVACY
Some portions of the CollegeTreasure Web site may be used by children
under the age of 13. CollegeTreasure is strongly committed to protecting
the safety and privacy of children who visit our Web site.
CollegeTreasure has a system in place to effectively screen its
users to ensure compliance with this Privacy Policy and the Children's
Online Privacy Protection Act of 1998 (COPPA). COPPA and its accompanying
regulations establish United States federal law that protects the
privacy of children using the Internet.
Our site and services may collect information about children under
13, including e-mail forum participation and chat rooms. Use of
such activities requires initial registration by the participant.
Children under 13 who wish to register are asked to have a parent
or legal guardian do so for them. The parent must provide a credit
card number for verification that he/she is an adult. Upon verification,
the parent can choose in which activities he or she would like the
child to participate. Parents can change the selected activities
at any time.
Only after verifying age in accordance with Federal standards,
do we collect and maintain the name, date of birth and email address
of children who register. With proper proof of identification (including
name and credit card verification), parents can review their child's
personal information, ask to have it deleted and refuse to allow
any further collection or use of their child's information.
CollegeTreasure.com includes many topical areas that all users may
access. When a parent provides verifiable consent to allow his or
her child to use chat and forums and to receive newsletters or other
materials where a child may provide personally identifiable information,
the child will also have access to those relevant services throughout
the CollegeTreasure site, including areas that may not be directed
toward children. In particular, if you allow your child to participate
in chat or forums, your child will have access to all chat and forum
areas on CollegeTreasure.com. Many chat areas are not monitored and
private chat is permitted. Chat areas may contain information or
language unsuitable for young children and visitors of all ages
may participate. If you authorize your child to participate in these
features, we encourage you to monitor their use closely. We also
allow guests to participate in chat and forum areas at CollegeTreasure.com but use techniques to prevent unregistered children under
13 from participating in areas unsuitable for them. Parents can
change these options at any time.
Except as authorized under COPPA, CollegeTreasure.com will NOT:
collect online contact information from a user under 13 without
prior verifiable parental consent, which includes an opportunity
for the parent to prevent use of the information and participation
in the activity. When we do not obtain prior verifiable parental
consent, online contact information will be used only to directly
respond to the child's request and will not be used to contact the
child for other purposes.
collect personally identifiable offline contact information from
users under 13 without prior verifiable parental consent.
distribute to third parties any personally identifiable information
collected from children known to be under 13.
We will also place prominent notice wherever personally identifiable
information is collected requesting the child to ask a parent for
permission to proceed.
If you have any questions regarding the privacy and safety of children
on our site, please visit us at our Contact Page .
CHANGES IN CORPORATE STRUCTURE
In developing our business, we might sell certain assets or the
company, or parts of it, may be sold, merged or otherwise transferred.
In such transactions, user information, whether personally identifiable
or otherwise, may be one of the transferred assets.
VISITORS OUTSIDE THE UNITED STATES
Our Web site and the servers that make this site available worldwide
are located in the United States. All matters relating to these
sites are governed by the laws of the State of Connecticut in the United
States. Any information you provide will be transferred to the United
States. By visiting our sites and submitting information, you authorize
this transfer.
CHANGES TO OUR PRIVACY POLICY
We will occasionally update this Privacy Policy as necessary to
maintain the highest protection for our users and to comply with
a changing environment. We recommend that you check the policy when
you visit our site to be sure you are aware of and understand our
current policy. If we make material changes to this policy or in
how we will use or collect your personally identifiable information,
we will prominently post such changes prior to implementing the
change. We will not make changes in how we handle previously collected
personal information that have retroactive effect unless legally
required to do so.
CONTACT INFORMATION
If you have any questions about this Privacy Policy or our privacy
practices, please visit us at contact page
Or you can contact us by mail at:
50 Cherry Street
Milford, CT 06460
Phone: 1 800 575 0950
Fax: 1 203 878 6087
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